Privacy Policy & Disclaimer


I am not a working Insurance Broker. This blog and all of its content is only opinion and should not be taken as fact or advice. Please consult an active insurance broker in your area if you have any questions concerning your insurance or other financial needs.

While I try my best to help, I can not be held liable for any losses or damages experienced by taking the advice on this website.

Privacy Policy:

I want you to know that I am a big fan of privacy and value the privacy of anyone that visits my website!

I like to reinforce the following principles:

I do not ask for your personal information other than for the purposes of contacting us.

Should you choose to provide your personal information, I won’t disclose your personal information to anybody, unless it’s for legal purposes.

Legal Jargon

I reserve the right to disclose your personally identifying information when legally required and when the information is relevant for the protection of our business and rights such as compliance to a legal process or court order served to our website (but not limited to).

Log Files

Log files contain information that is usually made available by your web browser and is stored on our web server. This non-personally identifying information includes the following: browser type, language preference, referring site and the date and time of every page request. Just like most other sites, we collect this information to: have a better understanding of how our visitors use our website, be able to generate reports on the trends relevant to the usage of our website, help with website administration, analyze user activities on the site, and collect information about our user base in general. I do not link the information contained in these log files to personally identifying information and I will never distribute them to outside third parties.

Cookies and Web Beacons

A cookie is a small text file that a website stores on your computer. This file contains information that your browser provides to the website each time you return. Cookies are used for record keeping purposes. A web beacon is a transparent graphical image that serves to monitor your interaction with a website. This, along with cookies and log files, provides us with analytical information that I can use to improve website performance and user experience in general. I do not link this information to personally identifying information nor do we give this information to outside third parties.